Frequently Asked Questions

No prior sales or insurance experience is needed. You need to pass your state's Life & Health insurance licensing exam, which most people can prepare for in 2-4 weeks with the right study materials. We provide mentorship and training to get you up to speed.

Yes! Many states have reciprocity agreements. Additionally, the Department of Defense has worked with states to make license portability easier for military spouses. You may need to apply for a non-resident license in your new state, but you don't have to retake the exam. See our state licensing directory.

You can absolutely continue working from overseas. Your license is tied to your state of legal residence. With WiFi and a phone, you can serve clients back in the States from anywhere in the world — Germany, Japan, Korea, you name it.

You'll need to cover your licensing exam prep materials (we offer a discount code) and the state exam fee, which is typically $40-$75 depending on the state. There are no franchise fees or buy-in costs to join our agency. We contract you for free.

Income varies with effort and product mix. Part-time first-year agents often earn $25,000-$45,000; established full-time agents typically earn $60,000-$100,000; experienced agents with a mature book regularly earn six figures, much of it from residual renewals. Run your own scenario in our commission calculators. These examples are illustrative, not guarantees.

If you already hold a Life & Health insurance license, you can get contracted with our agency immediately through our streamlined process. Start contracting now →

No. This is a legitimate career in the insurance industry. You become a licensed insurance professional. You sell real insurance products from real carriers. You earn commissions directly from insurance companies for policies you sell. No recruitment required.

Some licensing prep courses are approved for GI Bill benefits. We recommend checking with your local VA education office or the course provider to verify eligibility for your specific situation.

You can start part-time with as little as 10-15 hours per week. Many military spouses start part-time while managing family responsibilities and ramp up as they build confidence and a client base. Full-time agents typically work 30-40 hours per week on their own schedule.

PCS stands for Permanent Change of Station. Military families relocate every 2-3 years on average, which disrupts traditional employment — you resign, move, re-apply, and start over. Insurance sales is fully remote and portable, which is why we call it PCS-proof.