/* PCS Proof Career — shared stylesheet */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --navy: #0B1D3A;
  --navy-deep: #06101F;
  --gold: #C5A44E;
  --gold-light: #E8D9A0;
  --sand: #F5F0E6;
  --sand-light: #FAF8F2;
  --white: #FFFFFF;
  --olive: #4A5E3B;
  --olive-light: #6B7D5A;
  --red-accent: #B83A3A;
  --text-dark: #1A1A1A;
  --text-mid: #4A4A4A;
  --text-light: #7A7A7A;
  --radius: 6px;
  --shadow: 0 4px 24px rgba(11,29,58,0.12);
  --shadow-lg: 0 12px 48px rgba(11,29,58,0.18);
}

html { scroll-behavior: smooth; }
body {
  font-family: 'Source Serif 4', Georgia, serif;
  color: var(--text-dark);
  background: var(--sand-light);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3, h4, h5, h6 {
  font-family: 'Barlow Condensed', 'Arial Narrow', sans-serif;
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
img { max-width: 100%; }

/* ---- NAV ---- */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(10px);
  border-bottom: 2px solid var(--gold);
  box-shadow: 0 2px 12px rgba(0,0,0,0.08);
}
.nav-inner {
  max-width: 1200px; margin: 0 auto;
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 24px; height: 72px;
}
.nav-logo img { height: 52px; vertical-align: middle; }
.nav-links { display: flex; gap: 22px; align-items: center; }
.nav-links a {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.85rem; font-weight: 600; color: var(--navy);
  text-decoration: none; text-transform: uppercase; letter-spacing: 0.08em;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--gold); }
.nav-links a.nav-phone { color: var(--red-accent); }
.nav-cta {
  background: var(--navy) !important; color: var(--gold) !important;
  padding: 8px 20px !important; border-radius: var(--radius);
  font-weight: 700 !important;
}
.nav-cta:hover { background: var(--gold) !important; color: var(--navy) !important; }
.hamburger {
  display: none; background: none; border: none; cursor: pointer;
  flex-direction: column; gap: 5px;
}
.hamburger span {
  display: block; width: 26px; height: 2px; background: var(--navy);
  transition: 0.3s;
}

/* ---- HERO ---- */
.hero {
  display: flex; align-items: center;
  background:
    linear-gradient(135deg, rgba(11,29,58,0.92) 0%, rgba(6,16,31,0.85) 100%),
    repeating-linear-gradient(0deg, transparent, transparent 40px, rgba(197,164,78,0.03) 40px, rgba(197,164,78,0.03) 41px),
    repeating-linear-gradient(90deg, transparent, transparent 40px, rgba(197,164,78,0.03) 40px, rgba(197,164,78,0.03) 41px);
  background-color: var(--navy-deep);
  padding: 150px 24px 70px;
  position: relative;
  overflow: hidden;
}
.hero.hero-tall { min-height: 92vh; }
.hero::before {
  content: ''; position: absolute; top: -50%; right: -20%;
  width: 800px; height: 800px;
  background: radial-gradient(circle, rgba(197,164,78,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero-inner {
  max-width: 1200px; margin: 0 auto; width: 100%;
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
}
.hero-inner.hero-single { grid-template-columns: 1fr; max-width: 860px; text-align: center; }
.hero-content { position: relative; z-index: 2; }
.hero-badge {
  display: inline-block; background: rgba(197,164,78,0.15);
  border: 1px solid rgba(197,164,78,0.4);
  color: var(--gold-light); font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8rem; font-weight: 600; text-transform: uppercase;
  letter-spacing: 0.15em; padding: 6px 16px; border-radius: 30px;
  margin-bottom: 24px;
}
.hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.6rem); color: var(--white);
  margin-bottom: 16px;
}
.hero h1 em {
  font-style: normal; color: var(--gold);
  text-decoration: underline; text-decoration-color: rgba(197,164,78,0.4);
  text-underline-offset: 6px;
}
.hero-sub {
  font-size: 1.1rem; color: var(--sand); opacity: 0.85;
  margin-bottom: 36px; max-width: 560px;
}
.hero-inner.hero-single .hero-sub { margin-left: auto; margin-right: auto; }
.hero-btns { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-inner.hero-single .hero-btns { justify-content: center; }

.btn {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: 'Barlow Condensed', sans-serif;
  font-weight: 700; font-size: 1rem; text-transform: uppercase;
  letter-spacing: 0.08em; text-decoration: none;
  padding: 14px 32px; border-radius: var(--radius);
  transition: all 0.25s; cursor: pointer; border: none;
}
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(197,164,78,0.3); }
.btn-outline { background: transparent; color: var(--gold); border: 2px solid var(--gold); }
.btn-outline:hover { background: rgba(197,164,78,0.1); transform: translateY(-2px); }
.btn-olive { background: var(--olive); color: var(--white); }
.btn-olive:hover { background: var(--olive-light); transform: translateY(-2px); }
.btn-navy { background: var(--navy); color: var(--gold); border: 2px solid var(--gold); }
.btn-navy:hover { background: rgba(197,164,78,0.1); }
.btn-sm { padding: 10px 22px; font-size: 0.85rem; }

.hero-stats { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.stat-card {
  background: rgba(255,255,255,0.04); border: 1px solid rgba(197,164,78,0.15);
  border-radius: 12px; padding: 28px 24px; text-align: center;
}
.stat-card .num {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 2.4rem; font-weight: 800; color: var(--gold);
  line-height: 1;
}
.stat-card .label { font-size: 0.85rem; color: var(--sand); opacity: 0.7; margin-top: 6px; }

/* ---- SECTIONS ---- */
section { padding: 80px 24px; }
.section-inner { max-width: 1100px; margin: 0 auto; }
.section-label {
  display: inline-block; font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.75rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.2em; color: var(--gold); margin-bottom: 12px;
  padding: 4px 12px; background: rgba(197,164,78,0.1);
  border-radius: 4px;
}
.section-label.on-dark { color: var(--gold-light); background: rgba(232,217,160,0.1); }
.section-title { font-size: clamp(1.8rem, 3.5vw, 2.6rem); color: var(--navy); margin-bottom: 16px; }
.section-sub { font-size: 1.05rem; color: var(--text-mid); max-width: 680px; margin-bottom: 48px; }
.section-dark { background: var(--navy); color: var(--white); position: relative; overflow: hidden; }
.section-dark .section-title { color: var(--white); }
.section-dark .section-sub { color: var(--sand); opacity: 0.8; }
.section-white { background: var(--white); }
.section-center { text-align: center; }
.section-center .section-sub { margin-left: auto; margin-right: auto; }

/* Cards */
.card-grid { display: grid; gap: 28px; }
.cols-2 { grid-template-columns: repeat(2, 1fr); }
.cols-3 { grid-template-columns: repeat(3, 1fr); }
.cols-4 { grid-template-columns: repeat(4, 1fr); }
.info-card {
  background: var(--sand-light); border: 1px solid rgba(11,29,58,0.06);
  border-radius: 12px; padding: 32px 28px;
}
.info-card.flag-red { border-left: 4px solid var(--red-accent); }
.info-card.flag-gold { border-left: 4px solid var(--gold); }
.info-card .icon { font-size: 2rem; margin-bottom: 12px; }
.info-card h3 { font-size: 1.1rem; color: var(--navy); margin-bottom: 8px; text-transform: none; }
.info-card p { font-size: 0.92rem; color: var(--text-mid); line-height: 1.6; }

.sol-card {
  background: rgba(255,255,255,0.05); border: 1px solid rgba(197,164,78,0.15);
  border-radius: 12px; padding: 28px; display: flex; gap: 16px; align-items: flex-start;
}
.sol-card .sol-num {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 2rem; font-weight: 800; color: var(--gold); line-height: 1; min-width: 40px;
}
.sol-card h3 { font-size: 1rem; color: var(--gold-light); margin-bottom: 6px; text-transform: none; }
.sol-card p { font-size: 0.9rem; color: var(--sand); opacity: 0.75; line-height: 1.6; }

/* Audience cards */
.audience-card { border-radius: 16px; padding: 44px 36px; position: relative; overflow: hidden; color: var(--white); }
.aud-spouse { background: linear-gradient(160deg, var(--navy) 0%, #142B52 100%); }
.aud-vet { background: linear-gradient(160deg, var(--olive) 0%, #3A4E2B 100%); }
.audience-card .aud-icon { font-size: 2.8rem; margin-bottom: 16px; }
.audience-card h3 { font-size: 1.6rem; margin-bottom: 12px; color: var(--gold); }
.audience-card p { font-size: 0.95rem; opacity: 0.85; margin-bottom: 20px; line-height: 1.7; }
.audience-card ul { list-style: none; margin-bottom: 28px; }
.audience-card ul li {
  font-size: 0.9rem; padding: 6px 0; opacity: 0.8;
  padding-left: 20px; position: relative;
}
.audience-card ul li::before { content: '\2713'; position: absolute; left: 0; color: var(--gold); font-weight: 700; }

/* Checklist (light background) */
.check-list { list-style: none; margin: 16px 0 24px; }
.check-list li { padding: 8px 0 8px 28px; position: relative; font-size: 0.95rem; color: var(--text-mid); }
.check-list li::before { content: '\2713'; position: absolute; left: 0; color: var(--olive); font-weight: 700; }

/* Income tiers */
.income-tiers { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-bottom: 40px; }
.tier {
  text-align: center; padding: 36px 28px; border-radius: 14px;
  border: 2px solid rgba(11,29,58,0.08); background: var(--sand-light);
  transition: transform 0.25s, box-shadow 0.25s;
}
.tier:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.tier.featured { border-color: var(--gold); background: var(--navy); color: var(--white); transform: scale(1.04); }
.tier.featured:hover { transform: scale(1.04) translateY(-4px); }
.tier-label {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.75rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.15em; color: var(--gold); margin-bottom: 8px;
}
.tier .amount { font-family: 'Barlow Condensed', sans-serif; font-size: 2.4rem; font-weight: 800; line-height: 1; }
.tier.featured .amount { color: var(--gold); }
.tier .period { font-size: 0.8rem; opacity: 0.6; margin-bottom: 16px; }
.tier .desc { font-size: 0.88rem; opacity: 0.75; line-height: 1.6; }

/* Steps */
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.step { text-align: center; padding: 32px 20px; }
.step .step-num {
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--navy); color: var(--gold);
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1.4rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 16px;
}
.step h3 { font-size: 1rem; color: var(--navy); margin-bottom: 8px; text-transform: none; }
.step p { font-size: 0.88rem; color: var(--text-mid); line-height: 1.6; }

/* Numbered process (licensing page) */
.process { counter-reset: proc; max-width: 780px; }
.process-step {
  position: relative; padding: 0 0 32px 72px; border-left: 2px solid rgba(197,164,78,0.35);
  margin-left: 27px;
}
.process-step:last-child { border-left-color: transparent; }
.process-step::before {
  counter-increment: proc; content: counter(proc);
  position: absolute; left: -29px; top: 0;
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--navy); color: var(--gold);
  font-family: 'Barlow Condensed', sans-serif; font-size: 1.4rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  border: 3px solid var(--gold);
}
.process-step h3 { font-size: 1.2rem; color: var(--navy); margin-bottom: 8px; text-transform: none; }
.process-step p { font-size: 0.95rem; color: var(--text-mid); margin-bottom: 10px; }

/* State DOI grid */
.state-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(180px, 1fr)); gap: 8px; margin-top: 24px; }
.state-link {
  display: block; padding: 10px 14px; border-radius: var(--radius);
  background: var(--sand-light); border: 1px solid rgba(11,29,58,0.06);
  text-decoration: none; color: var(--navy);
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.85rem; font-weight: 600;
  transition: all 0.2s;
}
.state-link:hover { background: var(--navy); color: var(--gold); transform: translateY(-1px); }

/* FAQ */
.faq-list { max-width: 780px; }
.faq-item { border-bottom: 1px solid rgba(11,29,58,0.08); padding: 20px 0; }
.faq-q {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1.1rem; font-weight: 700; color: var(--navy);
  cursor: pointer; display: flex; justify-content: space-between;
  align-items: center; text-transform: none;
}
.faq-q .arrow { transition: transform 0.3s; font-size: 1.2rem; color: var(--gold); }
.faq-q.active .arrow { transform: rotate(180deg); }
.faq-a {
  max-height: 0; overflow: hidden; transition: max-height 0.4s ease;
  font-size: 0.92rem; color: var(--text-mid); line-height: 1.7;
}
.faq-a.open { max-height: 500px; padding-top: 12px; }

/* Forms */
.form-panel {
  max-width: 520px; margin: 0 auto;
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15);
  border-radius: 14px; padding: 32px;
}
.form-panel h3 { font-size: 1.2rem; color: var(--gold-light); margin-bottom: 20px; text-transform: none; }
.form-group { margin-bottom: 14px; text-align: left; }
.form-group label {
  display: block; font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8rem; font-weight: 600; text-transform: uppercase;
  letter-spacing: 0.1em; color: var(--gold-light); margin-bottom: 4px;
}
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 12px 14px;
  border: 1px solid rgba(255,255,255,0.2); border-radius: var(--radius);
  background: rgba(255,255,255,0.06); color: var(--white);
  font-family: 'Source Serif 4', serif; font-size: 0.95rem;
  transition: border-color 0.2s;
}
.form-group input::placeholder, .form-group textarea::placeholder { color: rgba(255,255,255,0.4); }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: var(--gold); }
.form-group select option { background: var(--navy); color: var(--white); }
.form-panel .btn { width: 100%; justify-content: center; margin-top: 8px; }
.form-msg { margin-top: 12px; font-size: 0.88rem; text-align: center; min-height: 20px; }
.form-msg.success { color: var(--gold-light); }
.form-msg.error { color: #ff8a8a; }

/* Light form (contact page) */
.form-light {
  background: var(--white); border-radius: 14px; padding: 36px;
  border: 1px solid rgba(11,29,58,0.06); box-shadow: var(--shadow);
}
.form-light h3 { font-size: 1.2rem; color: var(--navy); margin-bottom: 20px; text-transform: none; }
.form-light .form-group label { color: var(--navy); }
.form-light .form-group input,
.form-light .form-group select,
.form-light .form-group textarea {
  background: var(--sand-light); color: var(--text-dark);
  border-color: rgba(11,29,58,0.12);
}
.form-light .form-group input::placeholder,
.form-light .form-group textarea::placeholder { color: var(--text-light); }
.form-light .form-group select option { background: var(--white); color: var(--text-dark); }
.form-light .form-msg.success { color: var(--olive); }

/* Contact layout */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
.contact-detail { display: flex; gap: 12px; align-items: center; padding: 12px 0; font-size: 0.92rem; color: var(--text-dark); }
.contact-detail .cd-icon {
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--navy); color: var(--gold);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem; flex-shrink: 0;
}

/* Trust badges */
.trust { background: var(--white); border-top: 1px solid rgba(11,29,58,0.06); border-bottom: 1px solid rgba(11,29,58,0.06); padding: 48px 24px; }
.trust-inner { max-width: 1100px; margin: 0 auto; text-align: center; }
.trust-label {
  font-family: 'Barlow Condensed', sans-serif; font-size: 0.7rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.2em; color: var(--text-light); margin-bottom: 24px;
}
.trust-row { display: flex; flex-wrap: wrap; justify-content: center; gap: 32px; align-items: center; }
.trust-badge {
  display: flex; align-items: center; gap: 10px; padding: 14px 22px;
  background: var(--sand-light); border: 1px solid rgba(11,29,58,0.06); border-radius: 10px;
}
.trust-badge .tb-icon { font-size: 1.8rem; line-height: 1; }
.trust-badge .tb-text { text-align: left; }
.trust-badge .tb-text strong {
  font-family: 'Barlow Condensed', sans-serif; font-size: 0.82rem; font-weight: 700;
  color: var(--navy); display: block; text-transform: uppercase; letter-spacing: 0.04em;
}
.trust-badge .tb-text span { font-size: 0.72rem; color: var(--text-light); }

/* Calculators */
.calc-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; position: relative; z-index: 2; }
.calc-controls { background: rgba(255,255,255,0.05); border: 1px solid rgba(197,164,78,0.2); border-radius: 14px; padding: 32px; }
.calc-controls h3 { font-size: 1.1rem; color: var(--gold-light); margin-bottom: 20px; text-transform: none; }
.calc-group { margin-bottom: 20px; }
.calc-group label {
  display: block; font-family: 'Barlow Condensed', sans-serif; font-size: 0.78rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.1em; color: var(--gold-light); margin-bottom: 6px;
}
.calc-group input[type="range"] { width: 100%; accent-color: var(--gold); margin: 4px 0; }
.calc-group .range-val { display: flex; justify-content: space-between; font-size: 0.78rem; color: var(--sand); opacity: 0.6; }
.calc-group .current-val { font-family: 'Barlow Condensed', sans-serif; font-size: 1.4rem; font-weight: 800; color: var(--gold); }
.calc-results { background: rgba(255,255,255,0.03); border: 1px solid rgba(197,164,78,0.15); border-radius: 14px; padding: 32px; }
.calc-results h3 { font-size: 1.1rem; color: var(--gold-light); margin-bottom: 20px; text-transform: none; }
.calc-result-row { display: flex; justify-content: space-between; align-items: center; padding: 14px 0; border-bottom: 1px solid rgba(197,164,78,0.1); }
.calc-result-row:last-child { border-bottom: none; }
.calc-result-row .cr-label { font-size: 0.88rem; color: var(--sand); opacity: 0.75; }
.calc-result-row .cr-value { font-family: 'Barlow Condensed', sans-serif; font-size: 1.3rem; font-weight: 800; color: var(--gold); }
.calc-result-row.total { background: rgba(197,164,78,0.08); margin: 12px -16px -8px; padding: 16px; border-radius: 8px; border: none; }
.calc-result-row.total .cr-value { font-size: 1.8rem; color: var(--gold-light); }
.calc-explainer { margin-top: 32px; background: rgba(255,255,255,0.04); border-radius: 12px; padding: 28px; border-left: 4px solid var(--gold); }
.calc-explainer h4 {
  font-family: 'Barlow Condensed', sans-serif; font-size: 0.95rem; color: var(--gold);
  margin-bottom: 12px; text-transform: uppercase; letter-spacing: 0.06em;
}
.calc-explainer p { font-size: 0.88rem; color: var(--sand); opacity: 0.75; line-height: 1.7; margin-bottom: 10px; }
.calc-note { font-size: 0.72rem; color: var(--sand); opacity: 0.45; margin-top: 16px; }

/* About */
.about-grid { display: grid; grid-template-columns: 340px 1fr; gap: 40px; align-items: start; }
.about-photo { border-radius: 16px; overflow: hidden; background: var(--navy); text-align: center; padding: 32px 24px; }
.about-photo img { width: 260px; height: 260px; border-radius: 50%; object-fit: cover; border: 4px solid var(--gold); margin-bottom: 16px; }
.about-photo .about-name { font-family: 'Barlow Condensed', sans-serif; font-size: 1.2rem; font-weight: 700; color: var(--gold); text-transform: uppercase; }
.about-photo .about-title { font-size: 0.82rem; color: var(--sand); opacity: 0.7; margin-top: 4px; }
.about-creds { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; justify-content: center; }
.about-creds span {
  display: inline-block; background: rgba(197,164,78,0.15); color: var(--gold-light);
  font-family: 'Barlow Condensed', sans-serif; font-size: 0.68rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.08em; padding: 4px 10px; border-radius: 4px;
}
.about-text h3 { font-size: 1.1rem; color: var(--navy); margin-bottom: 12px; text-transform: none; }
.about-text p { font-size: 0.95rem; color: var(--text-mid); margin-bottom: 14px; line-height: 1.7; }
.about-highlights { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 20px 0; }
.ah-item {
  display: flex; align-items: center; gap: 10px; padding: 12px;
  background: var(--sand-light); border-radius: 8px; border: 1px solid rgba(11,29,58,0.06);
}
.ah-item .ah-icon { font-size: 1.4rem; }
.ah-item .ah-label { font-family: 'Barlow Condensed', sans-serif; font-size: 0.8rem; font-weight: 600; color: var(--navy); text-transform: uppercase; }
.ah-item .ah-label a { color: var(--navy); text-decoration: none; }

/* Guide article */
.guide-article { max-width: 780px; margin: 0 auto; padding: 130px 24px 80px; }
.guide-header { text-align: center; padding: 40px 0; border-bottom: 3px solid var(--gold); margin-bottom: 48px; }
.guide-header .badge {
  display: inline-block; background: var(--navy); color: var(--gold);
  font-family: 'Barlow Condensed', sans-serif; font-size: 0.75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.15em; padding: 6px 18px; border-radius: 30px; margin-bottom: 16px;
}
.guide-header h1 { font-size: 2.2rem; color: var(--navy); margin-bottom: 12px; }
.guide-header p { font-size: 1rem; color: var(--text-mid); }
.chapter { margin-bottom: 48px; }
.chapter h2 { font-size: 1.5rem; color: var(--navy); margin-bottom: 8px; padding-bottom: 8px; border-bottom: 2px solid var(--gold); }
.chapter h2 span { color: var(--gold); }
.chapter h3 { font-size: 1.1rem; color: var(--olive); margin: 20px 0 8px; }
.chapter p { margin-bottom: 14px; color: var(--text-mid); font-size: 0.95rem; }
.chapter ul { margin: 12px 0 20px 20px; }
.chapter ul li { margin-bottom: 8px; font-size: 0.92rem; color: var(--text-mid); }
.tip {
  background: var(--sand); border-left: 4px solid var(--gold);
  padding: 16px 20px; border-radius: 0 8px 8px 0; margin: 20px 0;
  font-size: 0.9rem; color: var(--navy);
}
.tip strong { color: var(--gold); }
.cta-box { background: var(--navy); color: white; padding: 32px; border-radius: 12px; text-align: center; margin: 32px 0; }
.cta-box h3 { color: var(--gold); font-size: 1.3rem; margin-bottom: 8px; }
.cta-box p { font-size: 0.92rem; opacity: 0.8; margin-bottom: 16px; }
.print-btn {
  position: fixed; bottom: 24px; right: 24px;
  background: var(--navy); color: var(--gold); border: 2px solid var(--gold);
  padding: 12px 24px; border-radius: 8px; cursor: pointer;
  font-family: 'Barlow Condensed', sans-serif; font-weight: 700; font-size: 0.85rem;
  text-transform: uppercase; letter-spacing: 0.1em; z-index: 100;
}
.print-btn:hover { background: var(--gold); color: var(--navy); }
@media print { .print-btn, .cta-box, .nav, footer { display: none !important; } .guide-article { padding: 20px; } }

/* Footer */
footer {
  background: var(--navy-deep); color: var(--sand); padding: 48px 24px 24px;
  border-top: 3px solid var(--gold);
}
.footer-inner {
  max-width: 1100px; margin: 0 auto;
  display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 40px;
}
.footer-brand img { height: 60px; }
.footer-brand p { font-size: 0.82rem; opacity: 0.6; margin-top: 12px; line-height: 1.6; }
.footer-brand a { color: var(--sand); text-decoration: none; }
.footer-col h4 { font-size: 0.8rem; color: var(--gold); letter-spacing: 0.15em; margin-bottom: 16px; }
.footer-col a {
  display: block; font-size: 0.82rem; color: var(--sand); opacity: 0.6;
  text-decoration: none; padding: 4px 0; transition: opacity 0.2s;
}
.footer-col a:hover { opacity: 1; color: var(--gold); }
.footer-bottom {
  max-width: 1100px; margin: 32px auto 0;
  padding-top: 20px; border-top: 1px solid rgba(197,164,78,0.1);
  font-size: 0.75rem; opacity: 0.4; text-align: center;
}

/* Page hero (interior pages) */
.page-hero {
  background:
    linear-gradient(135deg, rgba(11,29,58,0.94) 0%, rgba(6,16,31,0.88) 100%),
    repeating-linear-gradient(0deg, transparent, transparent 40px, rgba(197,164,78,0.03) 40px, rgba(197,164,78,0.03) 41px);
  background-color: var(--navy-deep);
  padding: 150px 24px 60px; text-align: center;
}
.page-hero h1 { font-size: clamp(2rem, 4vw, 3rem); color: var(--white); margin-bottom: 12px; }
.page-hero h1 em { font-style: normal; color: var(--gold); }
.page-hero p { font-size: 1.05rem; color: var(--sand); opacity: 0.8; max-width: 680px; margin: 0 auto; }

/* ---- RESPONSIVE ---- */
@media (max-width: 900px) {
  .nav-links { display: none; }
  .hamburger { display: flex; }
  .nav-links.open {
    display: flex; flex-direction: column;
    position: absolute; top: 72px; left: 0; right: 0;
    background: var(--white); padding: 20px 24px; gap: 16px;
    border-bottom: 2px solid var(--gold);
    box-shadow: 0 8px 24px rgba(0,0,0,0.1);
  }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-stats { grid-template-columns: repeat(2, 1fr); }
  .cols-2, .cols-3, .cols-4 { grid-template-columns: 1fr; }
  .income-tiers { grid-template-columns: 1fr; }
  .tier.featured { transform: none; }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr; }
  .about-grid { grid-template-columns: 1fr; }
  .about-highlights { grid-template-columns: 1fr; }
  .trust-row { gap: 16px; }
  .trust-badge { padding: 10px 16px; }
  .calc-layout { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; }
}

/* Animations */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}
.fade-up { opacity: 0; animation: fadeUp 0.7s ease forwards; }
.fade-up.d1 { animation-delay: 0.1s; }
.fade-up.d2 { animation-delay: 0.2s; }
.fade-up.d3 { animation-delay: 0.3s; }
.fade-up.d4 { animation-delay: 0.4s; }
